Fidelity data breach settlement
Yes. The Fidelity data breach settlement is real: a $2.5 million class action settlement in federal court, District of Massachusetts, run by Simpluris. The claim deadline, 27 July 2026, has passed and the judge approved the settlement on 9 July 2026. Payments have not been sent yet.
The court granted final approval on July 9, 2026 and the claim deadline passed on July 27, 2026; the settlement site has not posted a payment update.
Is it real?
Yes. The case is In re: Fidelity Investments Data Breach Litigation, case number 1:24-cv-12601-LTS, in the US District Court for the District of Massachusetts. The court appointed Simpluris to run it, and its only official site is fidelitydatasettlement.com.
How the real notice reached people. Notice went out from April 27, 2026 (the site's 'Notification Mailing' date), including email notices. Each notice carried a Login ID and PIN for the online claim form; people who lost theirs could email [email protected] with full name and mailing address. The site posted a May 19, 2026 update: some email notices sent April 27 to May 1, 2026 had blank first and last name fields, and a corrective email fixed it with no change to the notice. No other scam warning is published.
To tell a real message from a scam:
- The only official site is fidelitydatasettlement.com.Type it into your browser yourself rather than tapping a link. Claim pages on news and lawyer-advertising sites, and lookalike addresses, are not the administrator.
- Filing costs nothing.No real settlement charges a fee to file a claim or to release a payment. Anyone asking for one is running a scam.
- Nobody needs your passwords.The administrator never asks for your Fidelity password, your online banking login or a code texted to you. Payment details go only into the claim form on fidelitydatasettlement.com.
- Check by phone.If you aren’t sure a message is real, call the administrator on (833) 386-6470, the number on fidelitydatasettlement.com, not one in the message.
- Claims have closed.The deadline was 27 July 2026. A message now urging you to file a new claim, or to pay or “verify” your bank details to receive money, is a warning sign. Check on fidelitydatasettlement.com instead.
Who qualifies
Everyone in the US whom Fidelity notified about the August 2024 Data Security Incident, plus everyone in the US whose financial account number and routing number were exposed in it (one claim per jointly held account).
It covers people in the United States only ((individuals within the United States); California residents form a subclass). If you live elsewhere, you are not part of it, whatever a message says.
There are 2 groups, each with its own payments:
- Nationwide Class. All individuals within the United States to whom Fidelity provided notice of the Data Security Incident, and all other individuals within the United States whose financial account number and routing number were exposed..
- California Subclass. California residents Fidelity notified, and others in California whose financial account and routing numbers were exposed..
How much
The total settlement is $2,500,000.00. What each person can claim:
| Benefit | Amount | Notes |
|---|---|---|
| Documented Monetary Losses | up to $5,000.00 | Losses between August 17, 2024 and July 27, 2026 with proof such as bank statements or receipts; e.g. identity theft losses, credit freeze or report fees, ID replacement, postage, gas. |
| Pro Rata Cash Payment | expected to be $100.00 | No proof needed; may be larger or smaller depending on total claims. |
| CCPA Payment (California residents only) | $50.00 | May be larger or smaller depending on total claims. |
| Identity Theft Protection and Credit Monitoring | two years of CyEx Financial Shield Complete | Includes $1 million of financial fraud insurance; must be claimed. |
- Nationwide Class: Documented Monetary Losses: up to $5,000.00; Pro Rata Cash Payment: expected to be $100.00; Two years of CyEx Financial Shield Complete.
- California Subclass: CCPA Payment: $50.00, in addition to Nationwide Class benefits.
An amount marked estimated or pro rata changes with the number of valid claims: more claims, smaller shares. Losses need proof, such as receipts or bank statements.
Deadline and payout
- Claim deadline: (passed).
- Opt-out and objection deadline: .
- Final approval hearing: .
- Final approval granted: .
Payout. The administrator has not published a payment date; the FAQ says payments follow final approval and the resolution of any appeals.
The administrator: “This payment is expected to be $100.00 but may be larger or smaller.”
Filing and payment
- Claims closed on July 27, 2026 (online, or mailed and postmarked by that date).
- Online claims at www.fidelitydatasettlement.com needed the Login ID and PIN from the notice; paper forms went to P.O. Box 25226, Santa Ana, CA 92799-9958.
- Lost ID and PIN: email [email protected] with your full name and mailing address.
Official site: fidelitydatasettlement.com. Phone: (833) 386-6470. Mail: Fidelity Data Security Incident Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958.
The breach, and what to do today
Between August 17 and August 19, 2024, a third party accessed and obtained certain information without authorization on Fidelity Investments' computer network. The exposed information varied by person.
What was exposed: names; Social Security numbers; financial account information; driver's license information.
A settlement pays for what already happened. The data is still out there, so do these now:
- Freeze your credit.In the US it’s free at Equifax, Experian and TransUnion, and no one can open credit in your name while it’s on. Lift it for a day when you apply for credit yourself.
- Get an IRS Identity Protection PIN.It stops anyone filing a tax return in your name with your Social Security number. Request one at irs.gov/ippin.
- Watch your statements.Look for small charges you don’t recognise and report them to your bank. Ask for a new card if a full card number leaked.
- Distrust messages about Fidelity and this settlement.Breach data is used to make scam messages personal enough to believe, for years afterwards. Go to the company or the official site yourself.
To see which other breaches your email address is in, search it on Have I Been Pwned, then read Breaches.
Not published yet
The administrator and the court had not published these when HARD checked on 7 November 2026, so this page doesn’t guess:
- When payments will be sent.
- How many people are in the settlement.
Questions
Is the Fidelity data breach settlement legit?
Yes. It is In re: Fidelity Investments Data Breach Litigation, case 1:24-cv-12601-LTS, in the US District Court for the District of Massachusetts. Simpluris runs it for the court, and the only official site is fidelitydatasettlement.com.
Who qualifies for the Fidelity settlement?
Everyone in the US whom Fidelity notified about the August 2024 Data Security Incident, plus everyone in the US whose financial account number and routing number were exposed in it (one claim per jointly held account).
How much will I get from the Fidelity settlement?
Up to up to $5,000.00 for losses you can prove, or expected to be $100.00 as a cash payment without receipts. The total settlement is $2,500,000.00. Final amounts depend on how many valid claims there are.
What is the deadline for the Fidelity settlement?
The claim deadline was 27 July 2026. It has passed.
When will the Fidelity settlement pay out?
The administrator has not published a payment date; the FAQ says payments follow final approval and the resolution of any appeals.
Other settlements: California Casualty, Finastra, Telmate, Covenant Health, AMCA, DaVita, and the rest in Settlements.
Sources
Checked on 7 November 2026. HARD is not part of the case and doesn’t take claims.
- Fidelity data settlement: home, Simpluris, read 7 Nov 2026: case name and number, incident dates, deadlines, May 19, 2026 email update, contacts.
- Fidelity data settlement: important dates, Simpluris, read 7 Nov 2026: notification 4/27/2026, opt-out and objection 6/26/2026, hearing 7/9/2026, claims 7/27/2026.
- Fidelity data settlement: FAQ, Simpluris, read 7 Nov 2026: data types, benefits and amounts, mailing address, payment timing.
- Final Approval Order (Document 84), US District Court, D. Massachusetts (via Simpluris), read 7 Nov 2026: filed 07/09/26; class definitions; $2,500,000.00 fund; eleven opt-outs; fees $833,333.33 and costs $29,008.55.
- Claim form login (archived), Simpluris via Internet Archive, read 7 Nov 2026: Login ID and PIN on the notice.